Although traditional auto insurance is necessary for providing coverage in an accident, your policy can include some additional coverage that enhances your service. Roadside assistance in an auto insurance policy is one of those additions that is both convenient and affordable. Our Bucks, Montgomery County, and all of PA clients appreciate the service that comes with adding roadside assistance to their car insurance with us.
What is Roadside Assistance?
Roadside assistance is what drivers need when something goes wrong with their car that is not due to a collision. This is also called emergency roadside coverage or towing and roadside coverage, depending on who is providing the policy.
When something goes wrong with your car, such as a flat tire or engine failure, it almost always feels like an emergency. Suddenly, you can’t get wherever you need to go, and your car is stranded and unusable. Without emergency roadside coverage, this problem only grows. Changing a tire on your own may be difficult, and tow trucks are very expensive. Not only will you miss the rest of your day (or be stuck in the middle of the night), but now you will have several added expenses to deal with.
Towing and roadside coverage in your auto insurance policy helps you keep the problem manageable. Simply call the toll-free number on the back of your insurance card or go into the app on your phone, and help will be on the way. Your roadside service responds 24 hours a day, 7 days a week, anywhere in the country.
Roadside assistance is a robust service that meets you where you are to either get your car up and running again or tow it to a local repair shop. It usually includes services like:
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Changing a flat tire
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Jump-starting a dead car battery
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Delivering fuel for an empty gas tank
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Providing lock-out assistance
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Towing the car to a nearby mechanic
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Assisting with emergency mechanical support
You don’t have to be out along the road somewhere to call for emergency roadside assistance. This service is also available if your car is parked at home, at work, or anywhere else when the problem occurs.
Is Roadside Assistance Included in Auto Insurance by Default?
At Freedom Insurance Group, ensuring that our clients have the right auto insurance is our top priority. Many people ask, does insurance cover roadside assistance, when they call for an insurance quote. Towing and roadside coverage are an additional coverage that can be added to any auto insurance policy very affordably. While roadside assistance is not included in your car insurance by default, it is a standard add-on we typically recommend.
For our clients in Montgomery County, Bucks County, and all of PA and NJ, emergency roadside coverage just makes sense. If you have ever gotten a flat tire from a pothole on Route 611, suffered a dead battery in your industrial park in the Northeast, or gotten stuck after parking in a grass field somewhere in Montgomery County, you know that getting help quickly will make the difference between a bad moment and a ruined day.
Almost all of the insurance carriers we represent offer roadside coverage for a modest additional charge. For most of our clients, this is one of those auto insurance perks that just makes sense. Most of the time, it is an additional $5 or $10 every 6 months. Knowing that you can get a tow truck or tire change wherever you are is worth that small fee!
Since we are an independent agency, we can include your requirements for emergency roadside coverage in our research. If there is something you need from roadside coverage that will make a difference in the auto insurance policy you choose, we’ll take the extra steps to verify the details before you make your final decision.
Should I Get Roadside Assistance from My Insurance Company or from a Standalone Service?
Emergency roadside assistance and towing services are not exclusively offered by auto insurance carriers. There are several standalone services that offer this assistance for drivers. Some companies bundle roadside assistance with other travel services and discount programs.
If you are shopping for car insurance in Bucks County, Montgomery County, or anywhere else in PA or NJ, our agents will ask whether or not you have an existing roadside assistance plan before adding it to your policy. If you already have excellent coverage elsewhere, we can skip this added expense. However, if you cancel that other service, you can include roadside assistance as an insurance add-on at any time. You don’t need to wait until your renewal period; just give us a call to get started.
Trusted Insurance Agency for Roadside Assistance Coverage in Bucks County
Our independence means that we are focused on providing freedom to our auto insurance clients. We put our experience and relationships to work for you, so that when it comes time to choose the car insurance policy that includes roadside assistance, you have all the information you need to make an informed decision.
We look at the big picture, which includes your budget, realistic driving needs, location, and priorities. By getting to know you and what’s important to have in your car insurance, we can recommend the policy that works for your needs. And as your needs change, so can your coverage!
Roadside assistance is just one of many auto insurance perks that you can enjoy when you work with our agents. Whether you’re just starting to shop for car insurance, or you are a current client wanting to explore different options, we can guide you through the process. Contact us to add emergency roadside coverage, make a change to your existing policy, or request a new quote.
Frequently Asked Questions for Roadside Assistance
Does using roadside assistance increase my rates?
When you call roadside assistance, it will not impact your car insurance rates. Usage is factored into the cost, so you can feel secure that requesting assistance will not raise the cost of coverage.
Will all drivers on my policy get coverage if I add roadside assistance?
Roadside assistance coverage has options, such as covering the vehicle or covering the person. If it is vehicle-based, anyone driving your car will be able to use roadside assistance. If your plan covers all the individuals on your policy, they can use emergency roadside assistance no matter what vehicle they are in, even as a passenger.
Can I add roadside assistance in the middle of my car insurance term?
You can add towing and roadside coverage at any time during your policy. There’s no need to wait for renewal. If you add roadside assistance as an auto insurance add-on, just reach out to our team to get started.
Learn More About Roadside Assistance in PA
Many people typically think about car insurance in terms of the big emergencies, like what to do after a crash. But we are here to help drivers with the smaller concerns as well. We all know that a minor inconvenience like running out of gas or driving over a nail can grow into a huge problem if you don’t have the right resources to get it fixed.
Roadside assistance is a convenient add-on to your auto insurance policy that provides reliable help in your time of need. If you’d like to learn more about adding this simple yet powerful coverage to your policy, reach out to a member of our team.
At Freedom Insurance Group, we work to make sure our clients understand how their auto insurance policy works. We will look at your existing coverage, find out if you already have a comprehensive roadside assistance plan in place, and get you a quote for affordably adding it to your car insurance policy. Call any member of our team to ask any question you have about emergency roadside coverage.
