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Business Auto Insurance – Bucks County & Montgomery County, PA – Freedom Insurance Group, Inc.

In the dynamic world of business, risks frequently come on wheels.

Business Auto Insurance for Pennsylvania

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In the dynamic world of business, risks frequently come on wheels.

If your Pennsylvania business operates one (or several) company cars or trucks, you need commercial auto insurance to stay protected against the unexpected.

Freedom Insurance Group, Inc. will help you secure coverage that safeguards you against all the threats of owning a commercial vehicle.

Keep Your Business and Best Assets Protected

Business auto insurance, also called commercial auto insurance, is designed to provide coverage for vehicles that serve commercial purposes. While personal auto insurance caters to individuals and their personal transportation needs, business auto insurance pivots towards the broader scope and nuances of commercial vehicle use.

Whether it’s a delivery van transporting goods across the city, a taxi offering rides, or a company car being used for corporate errands, each has unique risks associated with its operation. Unexpected accidents, thefts, or damages can not only impede your business operations but also lead to significant financial losses.

Just like regular commercial insurance, business auto insurance shields you from the impact of risks. You always remain covered, no matter if it’s vehicle damage from a fender bender or personal injury to the driver.

Extra Protection for Your Business

Car and truck accidents happen every day across the state of Pennsylvania. In fact, according to the latest research from the Pennsylvania Department of Transportation, there were 128,000 total crashes reported in 2018.

Aside from the obvious risks to your property and people, commercial auto accidents can put your business back significantly.

Business auto insurance takes all the elements of normal auto coverage and adds extra protection to ensure you never miss a beat.

In addition to general collision coverage, a commercial auto insurance policy can offer:

  • Comprehensive Coverage: Covers damages from non-collision-related incidents, such as theft, vandalism, fire, or natural disasters.
  • Liability Coverage: Provides protection against legal claims arising from accidents caused by the insured vehicle, covering bodily injuries or property damage to third parties. Typically, with commercial liability coverage, you get much higher coverage than a personal policy, as there are usually more assets involved.
  • Medical Payments Coverage: Covers medical expenses for the driver and passengers of the insured vehicle if injured in an accident.
  • Uninsured/Underinsured Motorist Coverage: Protects against damages caused by drivers who don’t have sufficient insurance to cover the costs of an accident they cause.
  • Bodily Injury Liability: Covers costs related to injuries or death that your vehicle causes to others.
  • Property Damage Liability: Pays for damages your vehicle causes to another person’s property (like their vehicle, fence, or home).
  • Loading and Unloading Liability: Covers damages or injuries that might occur while loading or unloading the vehicle.
  • Non-Owned Vehicle Coverage: Protects employees when they use their personal vehicles for business-related activities.
  • Rental Reimbursement: Pays for a rental vehicle while the insured vehicle is being repaired due to a covered loss.
  • Towing and Roadside Assistance: Provides help for breakdowns, flat tires, battery jumps, and towing to a repair facility.

At Freedom Insurance Group, our team will personalize your business auto insurance for your Pennsylvania company. We’ll work with you to find the best plan that suits your business needs and flow of operations, without sacrificing safety and quality.

Secure Your Business Auto Insurance in Pennsylvania.

Doing business on the go? Don’t hesitate to protect your operations with a thorough commercial auto insurance policy.

We represent over 20 A-rated companies so that you always get the best coverage at the right price. As your insurance partner with 50+ years of experience, we’ll ensure you choose a provider and policy that makes the most sense for you, your property, and your people.

We serve businesses across Pennsylvania, including Bucks County and Montgomery County. Ready to get coverage? Get started on securing your free quote today!

Business Auto Insurance - Fleet of Vans Outside of a Loading Dock

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