When misfortune strikes, it’s important to have a well-established insurance agency in Bucks County in your corner ready to help. According to the Insurance Information Institute, there are 36,000 independent insurance agencies in the United States. Unfortunately, not all insurance agencies are created equal.
Learn everything you should consider before deciding on an insurance agency that’s right for you.
Pricing
From auto insurance to commercial insurance, the price you pay depends on both the coverage you opt for and the company from which you decide to purchase your policy.
A professional insurance agency will consider both your budget and your needs to make sure that you have adequate coverage at a great rate. While price points are important, an experienced insurance agent will customize an insurance package based on your needs — not just price.
When you work with an insurance agency to find the right price, you’ll beat the hassle of researching available rates on your own. By easily providing quotes from multiple insurance providers, an agent can compare your rates and help you decide on a plan that best meets your budget.
Reputation
Before choosing an insurance agency, it’s important to look at their years of experience as a business. When an agency has a long-standing reputation of expertise in the industry, you can have peace of mind knowing you’re receiving the right coverage at an affordable rate.
In addition to noting your insurance agency’s level of experience, you’ll want to make sure they have satisfied customers that are willing to refer their services. Be sure to talk to family and friends to learn about their experiences with an insurance provider before deciding.
For additional research, see if your prospective insurance provider has a customer review page or reviews online. If they do, do a deep dive to see what past customers say about their services.
If most reviews are positive, that’s typically a very good sign.
Accreditation
Choosing an insurance company that is accredited and recognized is essential. The worst possible thing you could do is partner with a fly-by-night insurance agency that won’t be there for you when the time comes. Government-accredited agencies must adhere to specific rules, regulations, policies, and guidelines that ensure they treat their customers responsibly and ethically.
Some other accreditations and memberships can prove an insurance agency is reputable. For example, a reputable insurance agency in Bucks County may be a member of the following organizations:
- Better Business Bureau
- IA&B (Insurance Agents & Brokers)
- Greater Philadelphia Chamber of Commerce
- Trusted Choice Agent
Before committing to an agency, ask your agent about their accreditation status to be sure they are reputable and established in their area and beyond.
Coverage
Your insurance agent shouldn’t just want to sell you a product — they should want to educate you on the type of coverage they are providing.
But as necessary as it is for your agent to educate you, it’s just as crucial that you know what type of coverage you are looking for before you begin shopping around. This lets you understand if your prospective agency offers valuable coverage that fits your needs. It can pay off to do a little internet research of your own before engaging with an insurance agency.
Available Discounts
When choosing your insurance carrier, ask your insurance agent what kind of discounts the carrier offers. Many carriers offer discounts if you decide to bundle different types of insurance together. Most deals are based on eligibility and vary depending on insurance carriers.
If you’re considering a policy with an insurance company that doesn’t offer discounts, it may be best to keep searching with your insurance agent before making a final decision.
Looking for an Insurance Agency in Bucks County?
At Freedom Insurance Group, Inc., we pride ourselves on delivering trustworthy service with a friendly smile. We are an independent insurance agency that offers a comprehensive suite of insurance solutions. Established in 2003, we have served thousands of customers across the Philadelphia region, including Bucks County and Montgomery County.
Our trusted team of insurance agents has over 50 years of experience and is dedicated to protecting you and your family.
Contact us today to get your free insurance quote.
