Whether you are renting a family home or an apartment, renters insurance will protect you in many ways. If you have a break-in or an injury that occurs while a guest is visiting, renters insurance will assure that you will covered in the event of a sustained loss within the property you are renting. Let’s say in an awful situation, you have a fire in the property and lose your possessions, renters insurance will recoup what items you lost due to the fire. If you have personal property above the average such as jewelry or collections of importance, Freedom Insurance Group can help you decide what additional coverage you may need to protect specific items. If you have a break-in your material items are covered the same way. Your renters policy will also provide you with coverage for additional living expenses if you need to relocate temporarily while repairs are made due to the fire. We all like to entertain and enjoy time with our friends and if a friend was hurt or sustained an injury in our home we would be sick with worry. Renters insurance takes the fear of your friends injury being a financial burden if a trip to the hospital or doctors is necessary. It also alleviates any awkwardness between friends. Renters insurance in Pennsylvania is very affordable and most companies offer flexible payment plans for as little as $175.00 a year.